A generation ago retirement planning was relatively easy.Today, the combination of extended life spans (and related health care costs), vanishing pension plans and a Social Security system increasingly at risk, puts tremendous pressures on individuals, and their investments, to provide a much greater percentage of their retirement incomes. 

A Fairport advisor is skilled at helping his or her client identify their retirement (or long term disability) cash flow requirements. 

This may include such issues as:

• Knowing how and when to structure portfolios for growth (with accompanying degrees of risk);
• Taking maximum advantage of company buyout packages;
• Deciding if and when to sell a family business;
• Accepting the loss of a spouse.

These and related issues deserve forethought and planning.  

We help our clients preserve their non-liquid assets (or convert on a planned and tax-sensible basis), while providing cash flow sufficient to meet ongoing needs.